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Kurt Bloom

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 847-932-5555.
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.


Real Estate - Homes - NUMBER1EXPERTS Sell More!
Kurt Bloom is one of The Top Selling Real Estate Experts™
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Monthly Payments & Schedule ...

The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Monthly Payments & Schedule

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.

This Financial Calculator requires a Browser with Java Support


Definitions

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type
The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.

Prepayment amount
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment
This is the payment number that you prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number ZERO, the prepayment is assume to happen before the first payment of the loan.

Savings
Total amount of interest you will save by prepaying your mortgage.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Gurnee, Libertyville and Vernon Hills, Illinois
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Illinois Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Gurnee, Libertyville and Vernon Hills 



Real Estate Tips
Cosmetic Improvements >Cosmetic Changes

When a home goes on the market, it should look great. Often there are improvements that must be made before a house is ready to show well. When you are preparing to list your home, it is strongly recommended that you go through each room with a critical eye.

What are you looking for? Start with the ceiling, and look for any cracks or water stains, then inspect the condition of the paint and wallpaper. Make sure that the windows are clean and window treatments are attractive. All of the closets and storage spaces should be neat and organized (a cluttered closet looks smaller!). If the rooms seem crowded with too much furniture, you can create a more spacious look by storing your "overflow".

A well-maintained house tends to sell much more quickly than one where buyers must use a lot of imagination to see it in a positive light. The condition of your house will help to determine the selling price. The better the house looks, the better your chances of selling it at the best price. A real estate agent can help you by recommending the repairs and cleaning that will increase your home's marketability.

See All Tips In The "Cosmetic Improvements" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What famous Art Deco skyscraper is decorated with eagle hood ornaments, hubcaps and abstract images of cars?

A 
New York's Chrysler Building, designed by architect William Van Alen in 1930, was one of the first buildings composed of stainless steel over a large surface area.
See More Real Estate Trivia >


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Kurt Bloom, REALTOR®, real estate agent and broker for Gurnee, Libertyville and Vernon Hills, Illinois home listings, property and land for sale - NUMBER1EXPERT

Kurt Bloom
Keller Williams Premier Realty

410 Peterson Rd.
Libertville, IL 60048
Office: 847-932-5555
Fax: 847-932-5300
kurtbloom@NUMBER1EXPERT.com

Your local real estate expert!

Equal Housing MLS REALTOR


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